Personal Insurance Advice & Strategy

Having an adequate back up plan is a foundation to creating wealth. 

When you buy insurance you actually buy the piece of mind it brings to know if the unexpected happens, you’re safe. This is more apparent when looking at ensuring your family is protected – especially if someone passes away unexpectedly or can’t work. 

If any of the following sound familiar we can help:

• Would not be able to survive without your income
• Have a large amount of debt
• Have complex estate matters that need attention
• Rely on one main income earner
• Would want choice and options if you got ill
• Have dependants that need your support 

Our approach does not just stop at your life insurance. 

We take an overall look at your situation taking into account not only your risks, but what you currently have in place to cover yourself – and give you options to ensure you are not over-insured.

When it comes to the insurance products themselves, we are experts in the ‘nitty gritty’ definitions and differences between policies to ensure that if you ever need to make a claim, the process is smooth so you can concentrate on your recovery. 

We also look at how that money would be handled and will work with you and a solicitor to ensure you have appropriate estate planning in place. 

We also give advice on:

• Life Insurance

• Total and Permanent disability insurance

• Income Protection

• Trauma Insurance

• Business Insurance