You never have to worry about a better mortgage on the market – you will have it. 
DISCLAIMER WARNING - GENERAL ADVICE ONLY The information provided in this website is General Information only, so does NOT take into account your objectives, financial situation and needs. Before acting on any information contained in this website you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs. All Finanz Solutions (NQ) Pty Ltd Australian Credit Licence: 396311 Ausure (NQ) Pty Ltd atf Ausure (NQ) Unit Trust t/as All Finanz Group  ACN 139 543 061 ABN 31 983 097 035 is a Corporate Authorised Representative of  Ausure Pty Ltd  ABN 94 096 971 854 | AFSL 238 433 All Finanz Group Pty Ltd is a Corporate Authorised Representative of  GPS Wealth Ltd | AFSL 254 544 | ACL 254 544 | ABN 17 005 482 726 | www.gpswealth.com.au
ALL FINANZ GROUP
A large percentage of people head straight to their own (or nearest) bank when deciding to apply for a loan. Most finance
experts warn, if this is your strategy, you may be missing out on some significant benefits.
 There are countless reasons why it pays to use a finance broker when shopping for your loan, and even if you want to use
your own bank for your loan, you can still use a broker to help process paperwork and manage the application on your
behalf, plus there is no direct cost to you.
 But if your heart’s not set on using a particular lender, a broker can be your best friend, says Medine Simmons from
www.mfsimmons.com.au.
 She offers the following five arguments as to why every borrower should seek out a qualified finance broker when trying
to obtain property finance:
 1. Choice
“The biggest advantage of a broker over a bank is choice,” she says. “When you sit in front of a broker you are sitting in
front of 10+ banks and 50+ products versus visiting a banker who has access to only one bank’s products. This is especially
important at time like now, when the banks are saying ‘no’ more, and by having more choices you’re likely to get a
‘yes’.”
 2. Experience
Ask your lending manager how long they’ve been helping people with home loans, Simmons suggests. “Brokers often own
their own businesses and are committed to their clients in the long term, with many years of industry experience,” she
says. “Banks are big companies; they move their staff around and reward good performers with promotions away from
their customers.”
 3. Specialisation
If you’re looking for specialised assistance with your loan, it pays to talk to a specialised broker. “For example if you’re
starting property investing, look for a broker who specialises in property investors. Bank staff often don’t have the
training or experience in one area, but service whoever happens to walk in to the branch,” Simmons says.
 4. Follow Up
Following up the progress of your loan application is time consuming and frustrating. A good mortgage broker will have a
system for chasing you up, keeping you informed and saving you time.
 5. Personal Banker
Your finance broker is “like the perfect personal banker,” Simmons says. “They know what needs to be done, they make
sure it happens and because it’s their own business, they’re in for the long haul. Bank staff change often so even when
you find a good personal banker they change jobs before you know it.”
You never have to worry about a better mortgage on the market – you will have it. 
DISCLAIMER WARNING - GENERAL ADVICE ONLY The information provided in this website is General Information only, so does NOT take into account your objectives, financial situation and needs. Before acting on any information contained in this website you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs. All Finanz Solutions (NQ) Pty Ltd Australian Credit Licence: 396311 Ausure (NQ) Pty Ltd atf Ausure (NQ) Unit Trust t/as All Finanz Group  ACN 139 543 061 ABN 31 983 097 035 is a Corporate Authorised Representative of  Ausure Pty Ltd  ABN 94 096 971 854 | AFSL 238 433 All Finanz Group Pty Ltd is a Corporate Authorised Representative of  GPS Wealth Ltd | AFSL 254 544 | ACL 254 544 | ABN 17 005 482 726 | www.gpswealth.com.au
ALL FINANZ GROUP
A large percentage of people head straight to their own (or nearest) bank when deciding to apply for a loan. Most finance
experts warn, if this is your strategy, you may be missing out on some significant benefits.
 There are countless reasons why it pays to use a finance broker when shopping for your loan, and even if you want to use
your own bank for your loan, you can still use a broker to help process paperwork and manage the application on your
behalf, plus there is no direct cost to you.
 But if your heart’s not set on using a particular lender, a broker can be your best friend, says Medine Simmons from
www.mfsimmons.com.au.
 She offers the following five arguments as to why every borrower should seek out a qualified finance broker when trying
to obtain property finance:
 1. Choice
“The biggest advantage of a broker over a bank is choice,” she says. “When you sit in front of a broker you are sitting in
front of 10+ banks and 50+ products versus visiting a banker who has access to only one bank’s products. This is especially
important at time like now, when the banks are saying ‘no’ more, and by having more choices you’re likely to get a
‘yes’.”
 2. Experience
Ask your lending manager how long they’ve been helping people with home loans, Simmons suggests. “Brokers often own
their own businesses and are committed to their clients in the long term, with many years of industry experience,” she
says. “Banks are big companies; they move their staff around and reward good performers with promotions away from
their customers.”
 3. Specialisation
If you’re looking for specialised assistance with your loan, it pays to talk to a specialised broker. “For example if you’re
starting property investing, look for a broker who specialises in property investors. Bank staff often don’t have the
training or experience in one area, but service whoever happens to walk in to the branch,” Simmons says.
 4. Follow Up
Following up the progress of your loan application is time consuming and frustrating. A good mortgage broker will have a
system for chasing you up, keeping you informed and saving you time.
 5. Personal Banker
Your finance broker is “like the perfect personal banker,” Simmons says. “They know what needs to be done, they make
sure it happens and because it’s their own business, they’re in for the long haul. Bank staff change often so even when
you find a good personal banker they change jobs before you know it.”